Cookie Policy

1. About this Cookie Policy

1.1 This Cookie Policy applies to www.roundedwealth.com.au, including all of its pages, our online account application and our client portal (Website). The Website is operated by Rounded Wealth Advisory Pty Ltd ACN 633 327 143, ABN 32 633 327 143, AFSL 523251 (Rounded Wealth Advisory, we, us or our).

1.2 Where information collected by cookies and similar technologies is personal information, we handle it in accordance with the Privacy Act 1988 (Cth), the Australian Privacy Principles and our Privacy Policy.

2. What cookies and similar technologies are

2.1 Cookies. A cookie is a small text file that a website stores on your browser or device when you visit. Cookies let a website recognise your device, remember information about your visit and work properly.

2.2 First-party and third-party cookies. First-party cookies are set by us on our own domain. Third-party cookies are set by other organisations, such as Google, Meta or LinkedIn, whose tools we use on our Website.

2.3 Session and persistent cookies. Session cookies are deleted when you close your browser. Persistent cookies stay on your device for a set period, or until you delete them.

2.4 Similar technologies. We also use technologies that work in a similar way to cookies, including:

• pixels and tags, which are small pieces of code that tell a platform when you have visited a page or taken an action, such as starting an application;
• local storage and session storage, which let the Website store information in your browser, for example to save your application progress; and
• email tracking, which tells us whether an email we sent you was opened and which links were clicked.

In this policy, we refer to all of these as cookies.

3. How we use cookies

3.1 We group the cookies we use into four categories.

3.2 Strictly necessary cookies. These cookies are essential for the Website to work and cannot be switched off. They:

• keep you logged in securely to our client portal and online application;
• support 2-step login, recognise trusted devices and protect against fraud, including by checking information about your device and browser, such as its operating system, browser type and settings;
• let you save your application and return to it later;
• balance traffic across our servers and keep the Website secure; and
• remember your cookie choices.

They also include cookies set by Sumsub, our identity verification provider, which are needed for its verification process to work when you verify your identity.

3.3 Functional cookies. These cookies remember choices you make, such as information you have entered in a form, so that we can give you a more personalised experience.

3.4 Analytics cookies. These cookies help us understand how visitors use the Website, such as which pages are most popular, how visitors arrive at the Website, and where they leave our application process. They collect information such as the pages you visit, how long you spend on them, how you use our calculators and forms, the type of device and browser you use, and your approximate location (worked out from your IP address). We use Google Analytics for this purpose. The information is used in aggregate to improve our Website and services.

3.5 Advertising and social media cookies. These cookies are set by advertising and social media platforms, including Meta (Facebook and Instagram), Google and LinkedIn, and other social media platforms we advertise on. They help us:

• measure how our ads perform, for example how many people started an application or booked a call after seeing an ad;
• show our ads to people who have visited our Website (remarketing); and
• reach people with similar interests to our visitors.

These platforms may combine the information they collect with other information they hold about you, for example if you are logged in to your account with them, and use it under their own privacy policies.

3.6 Embedded content and linked websites. Some pages include content or tools from other providers, such as videos, maps, our call booking tool and live chat. These providers may set their own cookies when you view or use that content. If you follow a link from our Website to another website, that website's own cookie and privacy policies apply, and we are not responsible for them.

3.7 When cookie information becomes personal information. Information collected by cookies does not usually identify you by name. However, if you log in to our client portal, start an application or otherwise identify yourself to us, we may link information about your use of the Website to your account. When we do, we treat it as personal information under our Privacy Policy.

4. The cookies we use

4.1 The table below lists the main cookies currently used on our Website. Cookie names and durations are set by each provider and may change.

4.2 Some browsers shorten how long cookies last. For example, some browsers delete cookies set by tracking scripts after 7 days without a return visit.

5. Your choices

5.1 Our cookie banner. When you first visit our Website, a cookie banner lets you accept or decline analytics and advertising cookies. You can change your choices at any time by selecting "Cookie settings" in the footer of our Website. Strictly necessary cookies are always active, because the Website cannot work without them.

5.2 Browser settings. Most browsers let you view, block and delete cookies. If you block all cookies, some parts of the Website, including our client portal and online application, will not work. You can find instructions in the help section of your browser, such as Chrome, Safari, Firefox or Edge.

5.3 Google. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on, and manage how Google personalises ads in My Ad Center.

5.4 Meta and LinkedIn. You can manage how Meta and LinkedIn use information from other websites, including ours, in the ad preferences and privacy settings of your Facebook, Instagram and LinkedIn accounts.

5.5 Industry opt-out. You can opt out of interest-based advertising from many participating companies through the Your Online Choices website (youronlinechoices.com.au).

5.6 Mobile devices. You can limit ad tracking on your phone or tablet through its privacy settings, for example by turning off ad personalisation or resetting your advertising ID.

5.7 Opting out of advertising cookies does not stop you seeing ads. It means the ads you see will be less tailored to you.

6. Information shared with third parties

6.1 When advertising and analytics cookies are active, Google, Meta and LinkedIn receive information about your visit, such as the pages you view, the actions you take, your IP address, device information and cookie identifiers. These providers process this information mainly in the United States, and may also process it in other countries where they or their service providers operate.

6.2 We do not use cookies to collect your tax file number, bank account details, identity documents or the financial information you enter in our application, and we configure our tracking tools so that this information is not sent to advertising platforms.

6.3 We may also send information about actions taken on our Website, such as a completed application, directly to Meta, Google or LinkedIn from our servers (for example, through the Meta Conversions API), so that we can measure our ads more accurately. Any contact details sent in this way are converted into an unreadable coded form (hashed) first.

6.4 We may also share hashed (converted into an unreadable coded form) email addresses or phone numbers of our clients and subscribers with Meta, Google or LinkedIn so that we can show our ads to them, exclude them from ads, or reach people with similar interests (custom and lookalike audiences). The platforms use this information only to match it to their users. We do not include anyone who has opted out of receiving marketing from us.

6.5 Our Privacy Policy explains how we handle personal information, who we share it with and the countries where it may be held.

7. Changes to this Cookie Policy

7.1 We may update this Cookie Policy from time to time, for example when we add or remove a tool or a provider changes its cookies. The updated policy will be published on our Website and takes effect from the "Last updated" date shown above.

8. Contact us

8.1 If you have a question about this Cookie Policy or how we use cookies, please contact our Privacy Officer.

• Email: privacy@roundedwealth.com.au
• Phone: 02 8880 6200 or 1300 050 090
• Mail: Privacy Officer, Rounded Wealth Advisory Pty Ltd, Level 35, One International Towers, 100 Barangaroo Avenue, Sydney NSW 2000

8.2 If you have a complaint about how we handle your personal information, our Privacy Policy explains how to make a complaint, and your right to contact AFCA or the Office of the Australian Information Commissioner.